If you have a Benefit Plan and your renewal is not within the 3 month qualification
period to take advantage of the 10% discount at this time, please provide the following information
and I will provide you an “apples to apples”comparison of your current plan :
1) a copy of your benefit booklet
2) a completed employee data sheet (PDF)
3) the claims experience for the last 3 years which includes total premiums
paid and total claims incurred for the same period.
4) a copy of your most recent monthly statement
5) notify me of any employee currently receiving Long Term Diability
benefits or in the waiting period to receive benefits
6) have there been any employee deaths in the last two years
7) call me to discuss this program, and the service I provide
Many employers believe by asking for this information we are “Buying the Business”.
In today’s business environment any insurance company buying business is not
doing you any favors.
Here is why:
1) with the cost for prescription drugs increasing and your Provincial Government
downloading the cost of medical expenses as much as 16% per year, you will be
faced with a significant premium increase at next year’s renewal. Therefore I
will not quote lower than our pooled rates
2) all insurance companies use the same formulas to calculate your premium, but
use different factors, our factors are more competitive
3) Pooled Benefit Plans offer you safety from high premium increases
4) HONESTY IS THE BEST POLICY when conducting this type of business
5) insurance companies keep records of “benefit shoppers”. Employers moving their plans
annually will have their quotes declined
6) what have you got to hide? If your plan is priced correctly you can feel comfortable about your
buying decision
Send your info to: Bruce A Hollett & Associates
401-1630 Pandosy Street
Kelowna BC V1Y 1P7
or contact me
Why This Plan Plan Design How to Apply Things You Need to Know
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