Personal Insurance Products

If you are not covered by an employee group benefit plan, or you need additional coverage to top up your employee benefit plan. Whether its life insurance, disability insurance, or travel insurance, we have a product that's right for you!

 

Life Insurance

We continuously survey the market to ensure we are aware of new products, services, & rate changes. This includes, but is not limited to, term life, dividend whole life, and universal whole life, and guaranteed issue products.

 

Travel Insurance

Travelling across Provincial and National borders without proper insurance coverage could lead to financial ruin. We offer coverage for daily, weekly or monthly trips. Optional trip cancellation insurance and lost luggage coverage is also available.

 

Final Expense Life Insurance / Guaranteed issue Life insurance

Final expense insurance is a policy used to pay for funeral services and helps ease the financial burden placed on a family. For these individuals with a medical conditions, our guaranteed issue insurance will help with final expenses.

 

Long Term Disability

Household income can drop sharply when you become disabled and lose the ability to work due to an illness or injury. Personal Disability insurance will provide an income if the insured cannot work due to a covered disability.

 

Long Term Care Insurance

This insurance coverage provides you with protection for your savings and assets, and allows you to select a more suitable private care facility or to receive professional attention in the comfort of your own home. There are many plans to choose from, and it is easy to qualify.

 

Critical Illness

Provides a tax free lump-sum benefit to be used at your discretion in the event you are diagnosed with a critical condition. Such as Cancer, Heart Attack, or Stroke.